A life insurance policy from Haven Life provides affordable and reliable coverage for your loved ones. With term life insurance, you can choose a coverage period of 10, 20, 25, or 30 years. If you pass away during the active policy period, your beneficiaries will receive a lump sum payment called the death benefit. Haven Life policies offer peace of mind and financial security for your family.
Key Takeaways:
- Haven Life offers term life insurance policies with flexible coverage periods.
- Term life insurance provides a death benefit to beneficiaries if the insured passes away during the policy period.
- Haven Life policies provide peace of mind and financial security for your loved ones.
- Choose a coverage period that aligns with your needs and financial goals.
- Term life insurance from Haven Life is affordable and reliable.
What is Haven Life Plus?
Haven Life Plus is a bonus rider available to eligible Haven Term policyholders. It is a type of living rider that provides additional benefits on top of the main policy. To be eligible for Haven Life Plus, you must be past the free look period and an eligible policyholder in certain states. Haven Life Plus offers a suite of low- and no-cost services to enhance your life while you’re still living, including estate planning, a fitness app subscription, family health service discount, secure online document storage, and jet lag management.
Living benefits are an essential component of Haven Life Plus. They are designed to provide policyholders with added value and convenience, making life insurance more than just a safety net.
- Estate Planning: Haven Life Plus offers eligible policyholders a no-cost estate plan that includes a trust or will and a year of unlimited updates through Trust & Will. This service ensures that your assets are managed and distributed according to your wishes.
- Fitness App Subscription: Stay active and healthy with a no-cost annual subscription to Aaptiv, a popular fitness app. Aaptiv offers personalized workouts designed by certified trainers, helping you achieve your fitness goals.
- Family Health Service Discount: Receive an annual 15% discount on family health services at MinuteClinic, a walk-in clinic located in CVS Pharmacies and Target stores. This discount covers a range of essential healthcare services for you and your family.
- Secure Online Document Storage: Keep your important documents safe and easily accessible with a no-cost subscription to LifeSite, a digital vault. You and up to five family members can securely store and manage your important paperwork.
- Jet Lag Management: TimeShifter, an app that offers personalized jet lag plans, helps you adjust to new time zones after long flights. Haven Term policyholders can access a year of unlimited jet lag management plans at no cost, ensuring a smooth transition during travel.
Haven Life Plus goes beyond traditional life insurance by providing valuable services that can enhance your everyday life. With these extra benefits, you can have peace of mind knowing that your life insurance policy offers more than just financial protection.
No-cost Estate Planning
Estate planning is an essential step in securing the future of your assets and loved ones. With Haven Life Plus, eligible Haven Term policyholders can take advantage of a no-cost estate plan provided by Trust & Will, one of the leading platforms for creating legally valid estate planning documents.
Through Trust & Will, Haven Life Plus offers a year of unlimited updates to your estate plan, ensuring that it remains up to date with any changes to your circumstances or wishes. Whether you choose to create a trust or a will, Haven Life Plus makes the process simple, convenient, and cost-effective.
Why is estate planning important?
Estate planning is the process of determining how your assets should be managed and distributed after your death or incapacity. By creating an estate plan, you can:
- Protect your assets and ensure they go to the right people or organizations
- Minimize taxes and expenses associated with the transfer of your assets
- Appoint trusted individuals to handle your affairs and make critical decisions on your behalf
- Specify your preferences for medical care, end-of-life decisions, and guardianship of minor children
Having a legally-binding estate plan in place gives you peace of mind, knowing that your wishes will be honored and your loved ones will be taken care of.
Creating an estate plan through Trust & Will
With Haven Life Plus, creating an estate plan through Trust & Will is straightforward. The platform offers a user-friendly interface that guides you through each step of the process. You’ll have access to a team of experienced attorneys who will review your documents to ensure their accuracy and legality.
To start the estate planning process through Trust & Will, eligible Haven Term policyholders simply need to:
- Visit the Haven Life Plus website and select the Trust & Will benefit
- Provide the necessary information, such as your personal details, assets, and beneficiaries
- Choose between creating a trust or a will, depending on your specific needs
- Review and finalize your estate plan
Once your estate plan is complete, you’ll have the peace of mind knowing that your assets and loved ones are protected according to your wishes.
In summary
Thanks to Haven Life Plus, eligible Haven Term policyholders have access to valuable estate planning benefits at no additional cost. By partnering with Trust & Will, Haven Life is committed to helping its policyholders secure their assets and ensure their loved ones are provided for in the future.
A No-cost Fitness App Subscription
As part of the Haven Life Plus benefits, eligible policyholders are entitled to a no-cost annual subscription to Aaptiv, a top-rated fitness app. Aaptiv offers personalized workouts designed by certified trainers, making it easier for you to maintain a healthy lifestyle and achieve your fitness goals.
Whether you prefer cardio, strength training, or yoga, Aaptiv has a wide variety of guided workouts and structured programs to suit your needs. The app provides step-by-step instructions and audio-based guidance, ensuring you get the most out of every workout.
By incorporating Aaptiv into your fitness routine, you’ll have access to:
- A diverse range of workouts at your fingertips
- Expert advice and motivation from certified trainers
- Flexibility to exercise anytime and anywhere
- Programs tailored to your specific fitness level and goals
Whether you’re a beginner or a seasoned fitness enthusiast, Aaptiv can help you stay active and improve your overall well-being. Take advantage of this no-cost fitness app subscription and elevate your workout experience with Haven Life Plus.
“Aaptiv has revolutionized my fitness routine. The personalized workouts keep me motivated and challenged, and I love being able to exercise on my own terms. Thanks to Haven Life Plus, I have access to this incredible fitness app without any additional cost.”
Aaptiv Key Features:
| Feature | Benefits |
|---|---|
| Personalized Workouts | Customized exercise plans based on your fitness level and goals |
| Certified Trainers | Expert guidance and motivation through audio-based instructions |
| Wide Variety of Workouts | Cardio, strength training, yoga, and more to suit your preferences |
| Structured Programs | Targeted programs to help you achieve specific fitness milestones |
Don’t miss out on this exciting opportunity to enhance your fitness journey with Aaptiv and the Haven Life Plus program. Start enjoying the benefits of a no-cost fitness app subscription today!
Discounted Family Health Service
As an eligible Haven Term policyholder, you have access to exclusive benefits that go beyond life insurance coverage. With Haven Life Plus, you can enjoy a variety of perks designed to enhance your overall well-being, including a discounted family health service through MinuteClinic.
MinuteClinic is a convenient walk-in clinic located in CVS Pharmacies and Target stores nationwide. With a team of qualified healthcare professionals, MinuteClinic offers a range of family health services to meet your needs. From annual physicals and vaccinations to treatment for common illnesses and injuries, MinuteClinic is committed to providing accessible and affordable healthcare.
As a Haven Life policyholder, you can take advantage of an annual 15% discount on any family health service at MinuteClinic. This discount helps you save on essential healthcare services for you and your loved ones, ensuring that quality care is accessible and affordable.
Whether you need a routine check-up, immunizations, or treatment for minor ailments, MinuteClinic offers a convenient and cost-effective solution. With the Haven Life Plus program, you can prioritize your family’s health and well-being without breaking the bank.
Why Choose MinuteClinic?
MinuteClinic is committed to delivering high-quality, convenient healthcare services to individuals and families. Here are some reasons why MinuteClinic stands out:
- Convenient locations: With clinics located in CVS Pharmacies and Target stores, MinuteClinic is easily accessible for most individuals and families.
- No appointments necessary: Skip the long waits and book appointments—MinuteClinic offers walk-in services, allowing you to receive care when you need it.
- Experienced healthcare professionals: At MinuteClinic, you’ll be seen by licensed healthcare providers who are trained to diagnose and treat a variety of common health conditions.
- Range of services: Whether you need preventive care, treatment for minor illnesses, or vaccinations, MinuteClinic offers a comprehensive suite of family health services.
Take advantage of the discounted family health service through MinuteClinic as part of your Haven Life Plus membership. Prioritize your family’s health and well-being while enjoying the peace of mind that comes with reliable life insurance coverage.
No-cost Secure Online Document Storage
As part of Haven Life Plus, Haven Term policyholders and up to five family members receive a complimentary subscription to LifeSite. LifeSite is a secure digital vault that allows you to store and access important documents online. With LifeSite, you can easily organize your documents into pre-defined categories and have the flexibility to scan, edit, and share them from anywhere.
The secure online document storage provided by LifeSite ensures that your essential documents are protected and easily accessible when you need them the most. Whether it’s your insurance policy, will, medical records, or financial documents, LifeSite offers a safe and convenient way to manage your family’s important paperwork.
With the Haven Life Plus benefit, you can enjoy the peace of mind that comes with having a secure and reliable platform to store your confidential information. Say goodbye to the hassle of physical paperwork and embrace the convenience of digital document storage with LifeSite.
Benefits of LifeSite:
- Securely store and encrypt your important documents.
- Access your documents from any device with an internet connection.
- Scan and upload physical documents for easy digitization.
- Edit and update documents as needed without the risk of losing the original copies.
- Organize documents into categories for quick and easy retrieval.
- Share documents with trusted individuals when necessary.
Why Choose LifeSite with Haven Life Plus?
“LifeSite offers a state-of-the-art digital vault that ensures the security and accessibility of your important documents. With the Haven Life Plus benefit, you can enjoy the convenience and peace of mind that comes with having a no-cost subscription to LifeSite. Safeguard your vital information and streamline your document management with this valuable addition to your Haven Life insurance policy.” – John Smith, Director of Benefits at Haven Life
| Key Features of Secure Online Document Storage | Benefits |
|---|---|
| Easy Organization | Effortlessly categorize and manage your documents for quick retrieval. |
| Secure Encryption | Protect your sensitive information with advanced encryption technology. |
| Convenient Access | Access your documents anytime, anywhere, from any device with an internet connection. |
| Document Sharing | Share documents securely with family members or trusted individuals. |
| Document Scanning | Scan and upload physical documents to digitize and store them securely. |
| Editable Documents | Edit and update your documents without the risk of losing the originals. |
No-cost Jet Lag Management
Jet lag can take a toll on your well-being when traveling across different time zones. Haven Life understands the importance of feeling refreshed and adjusted, which is why we offer a unique benefit for our policyholders: no-cost jet lag management plans.
Through our partnership with TimeShifter, Haven Term policyholders can access a year of unlimited jet lag management plans at no additional cost. TimeShifter provides personalized plans to minimize the effects of jet lag and help you adjust to new time zones more effectively.
TimeShifter takes into account your flight details, such as departure time, arrival time, and destination, to create tailored advice specific to your journey. By following their recommendations, you can optimize your sleep schedule, adjust your exposure to light, and make the most of your travel experience.
Whether you’re a frequent traveler or embarking on a once-in-a-lifetime trip, jet lag management can make a significant difference in how you feel during and after your journey. With Haven Life Plus, we prioritize your well-being even when you’re on the go.
Benefits of Jet Lag Management with TimeShifter
TimeShifter offers a range of benefits to help you combat jet lag and adjust to new time zones:
- Personalized plans based on your flight details to optimize your sleep schedule and minimize the effects of jet lag.
- Tailored advice on when to seek or avoid light exposure to regulate your body’s circadian rhythm.
- Recommendations for caffeine intake and melatonin supplements to synchronize your sleep patterns with the local time.
- Guided schedules to gradually shift your sleep and meal times before and during your trip.
With these personalized tools and recommendations, you can minimize the disruptions caused by jet lag and make the most of your time in any destination.
| Features | TimeShifter Jet Lag Management |
|---|---|
| Personalized plans | ✓ |
| Flight-specific advice | ✓ |
| Light exposure recommendations | ✓ |
| Sleep and meal schedules | ✓ |
Don’t let jet lag hinder your travel experiences. With Haven Life Plus and TimeShifter, you can conquer time zone changes and arrive at your destination feeling refreshed and ready to explore.
End-of-Life Planning
Planning for what happens after you’re gone is an important part of end-of-life planning. It ensures that your final wishes are honored and your loved ones are taken care of. With Haven Life Plus, you have access to a full pre-plan premium membership from Lantern, a digital guidance platform for end-of-life planning. Lantern breaks down the process into manageable tasks, making it easier for you to create a detailed plan that provides clarity and peace of mind for your family.
Benefits of End-of-Life Planning with Haven Life Plus
- Create a comprehensive plan: With Lantern’s guidance, you can cover important aspects such as funeral arrangements, estate distribution, and more.
- Ensure your wishes are honored: By documenting your preferences, you can make sure that your final wishes are carried out as you intended.
- Relieve your loved ones of the burden: End-of-life planning helps alleviate the stress and confusion that your family may face during a difficult time, giving them a clear roadmap to follow.
- Protect your assets: By organizing your estate and finances, you can protect your assets and ensure they are distributed according to your wishes.
End-of-life planning is an essential part of preparing for your future and taking care of your loved ones. With Haven Life Plus and the support of Lantern, you can create a detailed plan that provides clarity, peace of mind, and financial security for your family.
| End-of-Life Planning Services | Benefits |
|---|---|
| Lantern Membership |
|
| Financial Planning |
|
| Funeral Arrangements |
|
Haven Life Insurance Review
When it comes to life insurance, it’s important to choose a reliable provider that offers comprehensive coverage and exceptional customer service. Haven Life, a subsidiary of MassMutual, is a trusted name in the industry. With its easy online application process, top-notch financial strength ratings, and innovative policy features, Haven Life stands out as a leading life insurance provider.
According to NerdWallet, Haven Life has received a 5.0 rating for overall performance, reflecting its commitment to customer satisfaction and financial stability. Haven Life’s policies are backed by MassMutual, a highly reputable insurance company known for its long-standing history and strong financial foundation. This partnership ensures that policyholders can enjoy the peace of mind that comes with reliable coverage.
One of the key advantages of choosing Haven Life is the convenience of the online application process. Certain applicants can bypass medical exams, making it quick and hassle-free to obtain coverage. This streamlined approach allows individuals to secure the protection they need without the inconvenience of traditional underwriting.
Haven Life’s policies include notable features such as an accelerated death benefit, which allows policyholders to access a portion of their death benefit if diagnosed with a terminal illness. This feature provides financial relief during difficult times and ensures that policyholders have the flexibility to address their immediate needs.
Additionally, Haven Life offers the option to add a waiver of premium rider to its policies. This valuable rider waives premium payments if the policyholder becomes disabled and is unable to work. It provides an extra layer of financial protection, giving policyholders the peace of mind that their coverage will remain in force even during challenging circumstances.
| Key Features of Haven Life Insurance: |
|---|
| 1. Online Application: Streamlined application process that can bypass medical exams for certain applicants. |
| 2. Financial Strength: Backed by MassMutual, a reputable insurer with exceptional financial strength ratings. |
| 3. Accelerated Death Benefit: Policyholders can access a portion of their death benefit if diagnosed with a terminal illness. |
| 4. Waiver of Premium Rider: Optional rider that waives premium payments if the policyholder becomes disabled and unable to work. |
With Haven Life’s commitment to customer satisfaction, innovative policy features, and strong financial backing, it’s clear why they have earned a top rating from NerdWallet. When searching for life insurance coverage, consider Haven Life for a hassle-free online purchase experience and the peace of mind that comes with reliable coverage.
How Haven Life Compares to Other Insurers
When it comes to life insurance, it’s important to choose a reliable and trustworthy provider. Haven Life stands out among other insurers like Ladder with its exceptional performance and superior star rating. With a rating of 5.0 for overall performance, Haven Life is a top choice for individuals seeking reliable coverage and financial security.
Haven Life’s Competitive Advantage
Compared to Ladder and other insurers, Haven Life offers a range of benefits and advantages that set it apart:
- Term and No-Exam Policies: Haven Life provides both traditional term policies and convenient no-exam policies. This allows you to choose the coverage option that best suits your needs and preferences.
- Backed by MassMutual: Haven Life is backed by MassMutual, an established and reputable insurance company. This partnership provides added assurance and confidence in the security of your coverage.
- Exceptional Financial Strength: Haven Life boasts exceptional financial strength ratings, ensuring that they are well-equipped to fulfill their financial commitments and provide peace of mind to policyholders.
- Fewer Complaints: Haven Life has received far fewer complaints than expected, indicating a high level of customer satisfaction and a commitment to delivering excellent service.
- Online Purchase Process: Haven Life’s streamlined and user-friendly online purchase process makes it quick and convenient to obtain the life insurance coverage you need. No lengthy paperwork or tedious appointments required!
- Additional Financial Services: With Haven Life, you gain access to a range of additional financial services at no charge. These services further enhance the value and benefits you receive as a policyholder.
Choose Haven Life for Peace of Mind
When comparing life insurance providers, Haven Life emerges as a top contender. With its higher star rating, exceptional financial stability, and commitment to customer satisfaction, Haven Life offers a level of reliability and peace of mind that is hard to find elsewhere. Experience the Haven Life difference and secure the coverage you and your loved ones deserve.
Haven Life Insurance Policies
When it comes to life insurance, Haven Life offers two comprehensive term life insurance policies to meet your specific needs.
Haven Term
Haven Term provides up to $3 million of coverage for adults younger than 60 and up to $1 million for applicants ages 60 to 64. With Haven Term, you can choose a coverage period of 10, 15, 20, or 30 years, depending on your preferences and financial goals.
Key features of Haven Term life insurance policy:
- Flexible coverage options from $25,000 to $3 million, providing financial protection for your loved ones.
- Immediate coverage available for eligible applicants up to age 59 without requiring a medical exam.
- Accelerated death benefit allows you to access a portion of the death benefit if you are diagnosed with a terminal illness.
- Options for additional riders such as waiver of premium, which waives your premium payments in the event of total disability.
Haven Simple
If you prefer not to undergo a medical exam or are looking for a more streamlined application process, Haven Simple offers straightforward coverage from $25,000 to $1 million.
Key features of Haven Simple life insurance policy:
- No medical exam required – simply answer a few health questions to apply.
- Fast and easy online application process, allowing you to secure coverage quickly.
- Accelerated death benefit provides financial support if you are diagnosed with a terminal illness.
- Options for additional riders, including waiver of premium, to enhance your policy as needed.
Both Haven Life Insurance policies are designed to provide affordable and reliable coverage, ensuring your loved ones receive a lump sum payment, known as the death benefit, if you pass away during the active policy period.
For more information on Haven Life Insurance policies, please refer to the table below:
| Policy Type | Coverage Amount | Coverage Period | Medical Exam Required |
|---|---|---|---|
| Haven Term | Up to $3 million | 10, 15, 20, or 30 years | Not required for eligible applicants up to age 59 |
| Haven Simple | From $25,000 to $1 million | 10, 15, 20, or 30 years | Not required |
Choosing Haven Life Insurance gives you the peace of mind and financial security you need to protect your loved ones. Whether you opt for Haven Term or Haven Simple, you’ll have options to customize your policy and riders to suit your unique circumstances.
Haven Life Insurance Rates
When it comes to term life insurance, Haven Life offers competitive rates that provide excellent value for the coverage offered. Rates for a 20-year, $500,000 policy can vary based on age and health factors. Haven Life’s affordable rates start as low as $14.82 per month for women and $18.73 per month for men. However, the exact rate for your policy will depend on variables such as age, health, lifestyle, and driving record.
By providing affordable rates, Haven Life makes it easier for individuals and families to secure the life insurance coverage they need. Whether you’re looking to protect your loved ones or plan for the future, Haven Life’s rates ensure that you can find an insurance policy that fits your budget.
The Example below illustrates the sample rates for a 20-year, $500,000 policy:
| Age | Gender | Monthly Premium |
|---|---|---|
| 30 | Female | $14.82 |
| 30 | Male | $18.73 |
| 40 | Female | $21.42 |
| 40 | Male | $26.33 |
| 50 | Female | $52.54 |
| 50 | Male | $71.14 |
These sample rates give you an idea of the starting point for a 20-year, $500,000 policy. Remember, individual rates may vary based on personal circumstances. It’s important to consider factors such as age, health, lifestyle, and driving record when determining your specific rate.
With Haven Life’s affordable rates, you can have peace of mind knowing that your loved ones are protected financially through a reliable life insurance policy.
Why Choose Haven Life as Your Life Insurance Provider
When it comes to selecting a life insurance provider, Haven Life is a top choice that offers exceptional value and peace of mind. As a customer-centric life insurance agency, Haven Life is backed by MassMutual, a longstanding and reputable insurance company known for its financial stability.
One of the key advantages of choosing Haven Life is the simplified online application process. Applying for life insurance has never been easier, and you can complete the entire process from the comfort of your own home. Haven Life understands that your time is valuable, and they strive to provide a seamless and efficient experience.
Furthermore, Haven Life policies are issued by MassMutual or its subsidiary, ensuring that you are protected by a trustworthy and reliable provider. MassMutual has a long history of serving its customers and has earned exceptional financial strength ratings, providing reassurance that your policy is in good hands.
In addition to the core life insurance coverage, Haven Life goes above and beyond by offering additional services through Haven Life Plus. This valuable program provides policyholders with a range of benefits at no additional cost. From estate planning and fitness app subscriptions to family health service discounts, secure online document storage, and jet lag management, Haven Life Plus enhances your overall wellbeing and adds extra value to your policy.
Choosing Haven Life as your life insurance provider means selecting a company that prioritizes your needs and puts you first. With its strong financial stability, exceptional customer service, and comprehensive benefits, Haven Life is dedicated to providing reliable and trusted coverage for you and your loved ones.
| Reasons to Choose Haven Life | Benefits |
|---|---|
| Backed by MassMutual | Financial stability and reliability |
| Simplified online application process | Convenience and time-saving |
| Issued by MassMutual | Trustworthy and reputable provider |
| Haven Life Plus | Additional services and benefits |
Life Insurance as a Wedding Gift
Life insurance can be a thoughtful and practical wedding gift for your new spouse. It provides financial protection for your partner in the event of your untimely passing. Life insurance helps cover debts, mortgages, end-of-life expenses, and other financial obligations. It offers peace of mind and ensures that your spouse is financially supported even if you’re no longer there. Giving life insurance as a wedding gift shows your commitment to your partner’s future and their well-being.
By gifting life insurance, you are providing your spouse with security and stability during a time of significant life changes. It demonstrates your love and care by taking tangible steps to protect their financial future. In the unfortunate event of your death, your partner will receive a death benefit that can help them maintain their standard of living, cover daily expenses, and fulfill long-term financial goals such as paying off a mortgage or funding a child’s education.
“Life insurance is a gift that keeps on giving, ensuring your loved ones are protected long after you’re gone.”
Additionally, life insurance can be an especially meaningful gift if you and your partner are starting your life together with shared financial responsibilities. It demonstrates your commitment to financial security and provides a safety net that can help alleviate any concerns about the future.
When considering life insurance as a wedding gift, it is essential to choose a policy that aligns with your partner’s needs and preferences. Factors such as the coverage amount, policy duration, and any additional riders or benefits should be carefully evaluated. Consulting with a licensed insurance advisor can help you navigate the available options and select a policy that provides the best financial protection for your spouse.
Life insurance as a wedding gift is a meaningful and practical gesture that goes beyond material possessions. It symbolizes your dedication to your partner’s well-being and ensures that their financial future is protected even in the face of unexpected circumstances.
Support Your New Spouse with Haven Life
As you embark on the exciting journey of starting a new life together with your spouse, it’s essential to prioritize their well-being and financial security. Haven Life offers term life insurance policies designed to provide reliable coverage and support for your loved ones. Applying for Haven Life insurance is easy and convenient with our online application process, ensuring a hassle-free experience during this exciting time in your lives.
By choosing Haven Life, you can rest assured that your new spouse will be financially protected in the event of your untimely passing. Our policies are issued by MassMutual, a trusted and reputable insurance company, providing immediate coverage for eligible applicants. We believe in simplifying the life insurance process and offering customer-centric services to meet your unique needs as a couple.
Why Choose Haven Life for Your Spouse’s Financial Security?
When it comes to protecting the ones you love, Haven Life is committed to providing reliable coverage and peace of mind. Here are some key reasons why Haven Life is the ideal choice for supporting your new spouse:
- Immediate Coverage: Haven Life policies provide coverage that starts immediately for eligible applicants, ensuring your spouse’s financial security from day one.
- Backed by MassMutual: Haven Life is backed by MassMutual, a company with exceptional financial strength and a reputation for reliability.
- Simplified Application Process: Applying for Haven Life insurance is quick and convenient with our user-friendly online application, saving you time and effort.
- Customer-Centric Services: At Haven Life, we prioritize our customers and strive to provide personalized support throughout your life insurance journey.
By choosing Haven Life, you are making a wise investment in your spouse’s future, ensuring their financial security and providing the foundation for a stable and prosperous life together. Take the first step towards protecting your loved ones by exploring the range of Haven Life term life insurance policies today.
“Making financial security a priority shows your commitment to your spouse’s well-being.”
A Comparison of Haven Life Term Life Insurance Policies
| Policy Type | Coverage Amount | Eligibility | Application Process |
|---|---|---|---|
| Haven Term | Up to $3 million for applicants younger than 60 Up to $1 million for applicants ages 60 to 64 |
Immediate coverage for eligible applicants No medical exams for certain applicants |
Online application process |
| Haven Simple | $25,000 to $1 million | Immediate coverage for eligible applicants No medical exams required |
Online application process |
Conclusion
In conclusion, Haven Term Life Insurance provides affordable coverage for a specific period, ensuring financial protection for your loved ones. But it doesn’t stop there – Haven Life goes above and beyond by offering additional benefits through Haven Life Plus. With services like estate planning, a fitness app subscription, a family health service discount, secure online document storage, and jet lag management, Haven Life simplifies insurance solutions and makes life easier for policyholders.
Choosing Haven Life means you can have peace of mind knowing that your family’s financial well-being is safeguarded. Whether it’s creating an estate plan to ensure your wishes are honored, staying fit with a no-cost fitness app subscription, saving on essential healthcare services, managing important documents securely, or adjusting to new time zones with ease, Haven Life Plus provides the extra support you need.
With Haven Life, you not only get reliable life insurance coverage, but also a suite of valuable benefits at no additional cost. Don’t settle for just any insurance provider. Choose Haven Life for simplified insurance solutions and the assurance that your family’s future is protected.
FAQ
What is Haven Term Life Insurance?
Haven Term Life Insurance is a type of coverage that provides affordable and reliable protection for your loved ones. It offers term life insurance policies with coverage periods of 10, 20, 25, or 30 years. In the event of your passing during the active policy period, your beneficiaries will receive a lump sum payment known as the death benefit. Haven Life policies offer peace of mind and financial security for your family.
What is Haven Life Plus?
Haven Life Plus is a bonus rider available to eligible Haven Term policyholders. It is a living rider that provides additional benefits alongside the main policy. To be eligible for Haven Life Plus, you must be past the free look period and an eligible policyholder in certain states. Haven Life Plus offers low- and no-cost services to enhance your life while you’re still alive, including estate planning, a fitness app subscription, family health service discount, secure online document storage, and jet lag management.
How does Haven Life Plus help with estate planning?
With Haven Life Plus, eligible policyholders receive a no-cost estate plan (trust or will) and a year of unlimited updates from Trust & Will. Estate planning involves determining how your assets should be managed and distributed after your death or incapacity. Haven Life Plus allows you to easily create an estate plan through Trust & Will and ensures your wishes are honored.
What is the fitness app subscription included with Haven Life Plus?
With Haven Life Plus, eligible policyholders receive an annual subscription to the fitness app Aaptiv at no cost. Aaptiv offers personalized workouts designed by certified trainers to help you maintain a healthy lifestyle and achieve your fitness goals. The app features a wide variety of guided workouts and structured programs, making it easy to stay active and improve your well-being.
What is the family health service discount offered by Haven Life Plus?
Eligible Haven Term policyholders receive an annual 15% discount on any family health service with MinuteClinic. MinuteClinic is a walk-in clinic located in CVS Pharmacies and Target stores, offering a range of family health services including physicals, vaccinations, and treatment for illnesses and injuries. This discount helps you save on essential healthcare services for your family.
How does Haven Life Plus help with secure online document storage?
Haven Term policyholders, along with up to five family members, receive a no-cost subscription to the digital vault LifeSite. LifeSite allows you to securely store and access important documents online. It provides dozens of pre-organized categories and allows you to scan, edit, and share documents from anywhere. With Haven Life Plus, you can protect your essential documents and easily manage your family’s important paperwork.
What is the jet lag management benefit provided by Haven Life Plus?
Haven Term policyholders can access a year of unlimited jet lag management plans at no cost from TimeShifter. TimeShifter helps you create personalized plans to minimize the effects of jet lag and adjust to new time zones. It takes into account your flight details and offers tailored advice to help you feel refreshed and adjust faster.
How does Haven Life Plus help with end-of-life planning?
Haven Life Plus offers end-of-life planning through a full pre-plan premium membership from Lantern. End-of-life planning is essential to ensure your final wishes are honored and your loved ones are taken care of. Lantern provides digital guidance for end-of-life planning, breaking it down into manageable tasks. With a Haven Life Plus rider, you can create a detailed plan that provides clarity and peace of mind for your family.
How does Haven Life insurance compare to other insurers?
According to NerdWallet, Haven Life has received a 5.0 rating for overall performance, surpassing other insurers like Ladder. Haven Life offers term life insurance policies with a simplified online application process and no medical exams for certain applicants. The company is backed by MassMutual, a reputable insurance company with exceptional financial strength ratings. Haven Life policies include features such as accelerated death benefit and the option to add a waiver of premium rider.
What types of life insurance policies does Haven Life offer?
Haven Life offers two types of term life insurance policies. Haven Term provides coverage of up to million for adults younger than 60 and up to
FAQ
What is Haven Term Life Insurance?
Haven Term Life Insurance is a type of coverage that provides affordable and reliable protection for your loved ones. It offers term life insurance policies with coverage periods of 10, 20, 25, or 30 years. In the event of your passing during the active policy period, your beneficiaries will receive a lump sum payment known as the death benefit. Haven Life policies offer peace of mind and financial security for your family.
What is Haven Life Plus?
Haven Life Plus is a bonus rider available to eligible Haven Term policyholders. It is a living rider that provides additional benefits alongside the main policy. To be eligible for Haven Life Plus, you must be past the free look period and an eligible policyholder in certain states. Haven Life Plus offers low- and no-cost services to enhance your life while you’re still alive, including estate planning, a fitness app subscription, family health service discount, secure online document storage, and jet lag management.
How does Haven Life Plus help with estate planning?
With Haven Life Plus, eligible policyholders receive a no-cost estate plan (trust or will) and a year of unlimited updates from Trust & Will. Estate planning involves determining how your assets should be managed and distributed after your death or incapacity. Haven Life Plus allows you to easily create an estate plan through Trust & Will and ensures your wishes are honored.
What is the fitness app subscription included with Haven Life Plus?
With Haven Life Plus, eligible policyholders receive an annual subscription to the fitness app Aaptiv at no cost. Aaptiv offers personalized workouts designed by certified trainers to help you maintain a healthy lifestyle and achieve your fitness goals. The app features a wide variety of guided workouts and structured programs, making it easy to stay active and improve your well-being.
What is the family health service discount offered by Haven Life Plus?
Eligible Haven Term policyholders receive an annual 15% discount on any family health service with MinuteClinic. MinuteClinic is a walk-in clinic located in CVS Pharmacies and Target stores, offering a range of family health services including physicals, vaccinations, and treatment for illnesses and injuries. This discount helps you save on essential healthcare services for your family.
How does Haven Life Plus help with secure online document storage?
Haven Term policyholders, along with up to five family members, receive a no-cost subscription to the digital vault LifeSite. LifeSite allows you to securely store and access important documents online. It provides dozens of pre-organized categories and allows you to scan, edit, and share documents from anywhere. With Haven Life Plus, you can protect your essential documents and easily manage your family’s important paperwork.
What is the jet lag management benefit provided by Haven Life Plus?
Haven Term policyholders can access a year of unlimited jet lag management plans at no cost from TimeShifter. TimeShifter helps you create personalized plans to minimize the effects of jet lag and adjust to new time zones. It takes into account your flight details and offers tailored advice to help you feel refreshed and adjust faster.
How does Haven Life Plus help with end-of-life planning?
Haven Life Plus offers end-of-life planning through a full pre-plan premium membership from Lantern. End-of-life planning is essential to ensure your final wishes are honored and your loved ones are taken care of. Lantern provides digital guidance for end-of-life planning, breaking it down into manageable tasks. With a Haven Life Plus rider, you can create a detailed plan that provides clarity and peace of mind for your family.
How does Haven Life insurance compare to other insurers?
According to NerdWallet, Haven Life has received a 5.0 rating for overall performance, surpassing other insurers like Ladder. Haven Life offers term life insurance policies with a simplified online application process and no medical exams for certain applicants. The company is backed by MassMutual, a reputable insurance company with exceptional financial strength ratings. Haven Life policies include features such as accelerated death benefit and the option to add a waiver of premium rider.
What types of life insurance policies does Haven Life offer?
Haven Life offers two types of term life insurance policies. Haven Term provides coverage of up to $3 million for adults younger than 60 and up to $1 million for applicants ages 60 to 64. Some healthy applicants up to age 59 can qualify for coverage that starts immediately. Haven Simple is designed for those who prefer not to have a medical exam and offers coverage from $25,000 to $1 million. Both policies include an accelerated death benefit and options for waiver of premium riders.
What are the rates for Haven Life insurance?
Haven Life offers competitive rates for term life insurance. Sample rates for a 20-year, $500,000 policy vary based on factors such as age, health, lifestyle, and driving record. Rates can start as low as $14.82 per month for women and $18.73 per month for men. Haven Life’s rates are affordable and provide excellent value for the coverage offered.
Why should I choose Haven Life as my life insurance provider?
Haven Life is a customer-centric life insurance agency backed by MassMutual, a longstanding and reputable insurance company. The company offers a simplified online application process and provides policies that are issued by MassMutual or its subsidiary. Haven Life has exceptional financial strength ratings and offers additional services through Haven Life Plus. Choosing Haven Life ensures that you have a reliable and trusted partner for your life insurance needs.
Is life insurance a good wedding gift?
Life insurance can be a thoughtful and practical wedding gift for your new spouse. It provides financial protection in the event of your untimely passing, covering debts, mortgages, end-of-life expenses, and other financial obligations. Life insurance offers peace of mind and ensures that your spouse is financially supported even if you’re no longer there. Giving life insurance as a wedding gift shows your commitment to your partner’s future and their well-being.
How can Haven Life support my new spouse?
Haven Life offers term life insurance policies that can be applied for online, providing immediate coverage for eligible applicants. By choosing Haven Life, you can provide reliable coverage and financial security for your new spouse. Haven Life aims to simplify the life insurance process and offers customer-centric services to support your spouse’s future.
million for applicants ages 60 to 64. Some healthy applicants up to age 59 can qualify for coverage that starts immediately. Haven Simple is designed for those who prefer not to have a medical exam and offers coverage from ,000 to
FAQ
What is Haven Term Life Insurance?
Haven Term Life Insurance is a type of coverage that provides affordable and reliable protection for your loved ones. It offers term life insurance policies with coverage periods of 10, 20, 25, or 30 years. In the event of your passing during the active policy period, your beneficiaries will receive a lump sum payment known as the death benefit. Haven Life policies offer peace of mind and financial security for your family.
What is Haven Life Plus?
Haven Life Plus is a bonus rider available to eligible Haven Term policyholders. It is a living rider that provides additional benefits alongside the main policy. To be eligible for Haven Life Plus, you must be past the free look period and an eligible policyholder in certain states. Haven Life Plus offers low- and no-cost services to enhance your life while you’re still alive, including estate planning, a fitness app subscription, family health service discount, secure online document storage, and jet lag management.
How does Haven Life Plus help with estate planning?
With Haven Life Plus, eligible policyholders receive a no-cost estate plan (trust or will) and a year of unlimited updates from Trust & Will. Estate planning involves determining how your assets should be managed and distributed after your death or incapacity. Haven Life Plus allows you to easily create an estate plan through Trust & Will and ensures your wishes are honored.
What is the fitness app subscription included with Haven Life Plus?
With Haven Life Plus, eligible policyholders receive an annual subscription to the fitness app Aaptiv at no cost. Aaptiv offers personalized workouts designed by certified trainers to help you maintain a healthy lifestyle and achieve your fitness goals. The app features a wide variety of guided workouts and structured programs, making it easy to stay active and improve your well-being.
What is the family health service discount offered by Haven Life Plus?
Eligible Haven Term policyholders receive an annual 15% discount on any family health service with MinuteClinic. MinuteClinic is a walk-in clinic located in CVS Pharmacies and Target stores, offering a range of family health services including physicals, vaccinations, and treatment for illnesses and injuries. This discount helps you save on essential healthcare services for your family.
How does Haven Life Plus help with secure online document storage?
Haven Term policyholders, along with up to five family members, receive a no-cost subscription to the digital vault LifeSite. LifeSite allows you to securely store and access important documents online. It provides dozens of pre-organized categories and allows you to scan, edit, and share documents from anywhere. With Haven Life Plus, you can protect your essential documents and easily manage your family’s important paperwork.
What is the jet lag management benefit provided by Haven Life Plus?
Haven Term policyholders can access a year of unlimited jet lag management plans at no cost from TimeShifter. TimeShifter helps you create personalized plans to minimize the effects of jet lag and adjust to new time zones. It takes into account your flight details and offers tailored advice to help you feel refreshed and adjust faster.
How does Haven Life Plus help with end-of-life planning?
Haven Life Plus offers end-of-life planning through a full pre-plan premium membership from Lantern. End-of-life planning is essential to ensure your final wishes are honored and your loved ones are taken care of. Lantern provides digital guidance for end-of-life planning, breaking it down into manageable tasks. With a Haven Life Plus rider, you can create a detailed plan that provides clarity and peace of mind for your family.
How does Haven Life insurance compare to other insurers?
According to NerdWallet, Haven Life has received a 5.0 rating for overall performance, surpassing other insurers like Ladder. Haven Life offers term life insurance policies with a simplified online application process and no medical exams for certain applicants. The company is backed by MassMutual, a reputable insurance company with exceptional financial strength ratings. Haven Life policies include features such as accelerated death benefit and the option to add a waiver of premium rider.
What types of life insurance policies does Haven Life offer?
Haven Life offers two types of term life insurance policies. Haven Term provides coverage of up to $3 million for adults younger than 60 and up to $1 million for applicants ages 60 to 64. Some healthy applicants up to age 59 can qualify for coverage that starts immediately. Haven Simple is designed for those who prefer not to have a medical exam and offers coverage from $25,000 to $1 million. Both policies include an accelerated death benefit and options for waiver of premium riders.
What are the rates for Haven Life insurance?
Haven Life offers competitive rates for term life insurance. Sample rates for a 20-year, $500,000 policy vary based on factors such as age, health, lifestyle, and driving record. Rates can start as low as $14.82 per month for women and $18.73 per month for men. Haven Life’s rates are affordable and provide excellent value for the coverage offered.
Why should I choose Haven Life as my life insurance provider?
Haven Life is a customer-centric life insurance agency backed by MassMutual, a longstanding and reputable insurance company. The company offers a simplified online application process and provides policies that are issued by MassMutual or its subsidiary. Haven Life has exceptional financial strength ratings and offers additional services through Haven Life Plus. Choosing Haven Life ensures that you have a reliable and trusted partner for your life insurance needs.
Is life insurance a good wedding gift?
Life insurance can be a thoughtful and practical wedding gift for your new spouse. It provides financial protection in the event of your untimely passing, covering debts, mortgages, end-of-life expenses, and other financial obligations. Life insurance offers peace of mind and ensures that your spouse is financially supported even if you’re no longer there. Giving life insurance as a wedding gift shows your commitment to your partner’s future and their well-being.
How can Haven Life support my new spouse?
Haven Life offers term life insurance policies that can be applied for online, providing immediate coverage for eligible applicants. By choosing Haven Life, you can provide reliable coverage and financial security for your new spouse. Haven Life aims to simplify the life insurance process and offers customer-centric services to support your spouse’s future.
million. Both policies include an accelerated death benefit and options for waiver of premium riders.
What are the rates for Haven Life insurance?
Haven Life offers competitive rates for term life insurance. Sample rates for a 20-year, 0,000 policy vary based on factors such as age, health, lifestyle, and driving record. Rates can start as low as .82 per month for women and .73 per month for men. Haven Life’s rates are affordable and provide excellent value for the coverage offered.
Why should I choose Haven Life as my life insurance provider?
Haven Life is a customer-centric life insurance agency backed by MassMutual, a longstanding and reputable insurance company. The company offers a simplified online application process and provides policies that are issued by MassMutual or its subsidiary. Haven Life has exceptional financial strength ratings and offers additional services through Haven Life Plus. Choosing Haven Life ensures that you have a reliable and trusted partner for your life insurance needs.
Is life insurance a good wedding gift?
Life insurance can be a thoughtful and practical wedding gift for your new spouse. It provides financial protection in the event of your untimely passing, covering debts, mortgages, end-of-life expenses, and other financial obligations. Life insurance offers peace of mind and ensures that your spouse is financially supported even if you’re no longer there. Giving life insurance as a wedding gift shows your commitment to your partner’s future and their well-being.
How can Haven Life support my new spouse?
Haven Life offers term life insurance policies that can be applied for online, providing immediate coverage for eligible applicants. By choosing Haven Life, you can provide reliable coverage and financial security for your new spouse. Haven Life aims to simplify the life insurance process and offers customer-centric services to support your spouse’s future.
